payments & transfers – mobile banking Receive money with Zelle®

Get set up so you’re ready to receive money with Zelle®. All you need to do is enroll your U.S. mobile number or email, and the money will move directly into your Bank of America account. You’ll receive money in minutes1 and also be set up to receive future payments.

Screens simulated for illustrative purposes only. Actual experience may differ.

Step 1

Log in to our Mobile Banking app.

Need the Mobile Banking app? Start here >

Bank of America Mobile Banking app, login fields highlighted

Step 2

Select Pay & Transfer to get started.

Bank of America Mobile Banking app, Accounts summary page, with Pay & Transfer icon highlighted

Step 3

Select Zelle®.

Bank of America Mobile Banking app, Pay and Transfer page, with Zelle® icon highlighted

Step 4

Tap Settings.

Note: If you're not already enrolled in Zelle®, you'll see a screen for setup. Tap Set up Zelle® and follow the prompts to get set up.

Bank of America Mobile Banking app, send or receive money with Zelle® section, Settings button highlighted

Step 5

Tap Add another email/mobile #.

Bank of America Mobile Banking app, Zelle® settings, Add another email or mobile number button highlighted

Step 6

Add the email address or U.S. mobile number the sender used to contact you and select the deposit account where you'd like the money to go.

Then read and agree to the disclosures and select I AGREE.

Bank of America Mobile Banking app, Zelle® Setup page with Contact Info and Deposit Account information filled out and "I Agree" button highlighted

Step 7

You'll receive a one-time authorization code. Enter the code on this screen and tap Continue.

Security tip! We’ll never call you to provide you with (or ask you for) an authorization code by phone or text.

Bank of America Mobile Banking app, Zelle® Setup page, authorization code filled in and Continue button highlighted

Step 8

You’re all set. When someone sends you money to your registered mobile phone or email address, we’ll move it to your account within minutes.1 Tap Done.

Bank of America Mobile Banking app, Zelle® Setup page, "Success" message displayed indicating setup complete, Done button highlighted

Want to learn more? Choose a topic below.

Bank simply and conveniently with our Mobile Banking app2

Download the app

Enter your cell phone number

Send