account management – mobile banking Enroll in Balance Connect® for overdraft protection

Balance Connect® helps you cover your payments and purchases — and helps avoid overdrafts — by automatically transferring available money from your eligible linked backup account(s)1. We do not charge a transfer fee — however, linked credit accounts are subject to interest charges2.

Screens simulated for illustrative purposes only. Actual experience may differ.

Step 1

Log in to our Mobile Banking app.

Need the Mobile Banking app? Start here >

Screenshot of the Bank of America Mobile app, login fields highlighted

Step 2

Select the checking account you wish to enroll into Balance Connect® for overdraft protection.

Note: Most checking accounts can be enrolled in Balance Connect®, but this is not available for Bank of America Advantage SafeBalance Banking® nor Bank of America Advantage SafeBalance Banking® for Family Banking.

Screen shot of the Bank of America Mobile Banking app, selected checking account highlighted

Step 3

From the Account page, scroll down past recent transactions until you see Account Management.

Screen shot of the Bank of America Mobile Banking app, recent transactions displayed, highlight indicates to scroll down

Step 4

Under Account Management, tap Balance Connect® for overdraft protection.

Screen shot of the Bank of America Mobile Banking app, Account Management section displayed, Balance Connect on/off option highlighted

Step 5

Tap the toggle switch On.

Screen shot of the Bank of America Mobile Banking app, Enroll in Balance Connect on/off switch highlighted

Step 6

Tap Choose backup account.

Screen shot of the Bank of America Mobile Banking app, Enroll in Balance Connect is turned on, Choose backup account highlighted

Step 7

Select a backup account. You can select up to 5 backup accounts.

Screen shot of the Bank of America Mobile Banking app, selected backup account highlighted

Step 8

Once you have made your selection(s), click NEXT.

Note: Tap Edit to change the order of multiple backup accounts or remove back up accounts as needed.

Step 8 | Screen shot of the Bank of America Mobile Banking app, select backup account section, primary choice is indicated with a number 1, next button highlighted

Step 9

Review the Terms & Conditions, then tap SAVE.

Screen shot of the Bank of America Mobile Banking app, terms and conditions displayed, save button highlighted

Step 10

You’ll receive a confirmation at the top of the screen that Balance Connect® for overdraft protection is now on for this account. This screen shows your accounts that are eligible to enroll in Balance Connect® for overdraft protection.

Screen shot of the Bank of America Mobile Banking app, confirmation that Balance Connect accounts have been successfully selected

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