Powerful solutions for your financial needs

Banking with Bank of America and investing with Merrill can help students and young adults on their journey to financial independence.

Banking accounts for growing needs

Choose either SafeBalance® for Family Banking for parental controls or SafeBalance Banking® for more features and capabilities. Both accounts offer no monthly maintenance fee until age 251 and no Overdraft Item Fees.

Enjoy the convenience of a debit card

Bank of America’s debit card is tap to pay enabled and made from 80% recycled plastic. Using a contactless debit card or your digital wallet is an easy, fast and secure way to pay for things like school supplies or filling up the gas tank.

Bank of America Advantage Savings

Between tuition and textbooks, putting aside extra cash can be hard. Advantage Savings can help. No monthly maintenance fee for Advantage Savings accounts with an owner under 25.2 If you also have an eligible checking account with us, you can enroll in Keep the Change® for another easy way to save.3

Credit cards for students

When handled responsibly, a credit card can be a great step toward financial success.

Students & young adults can invest with Merrill

Merrill investing and Bank of America banking accounts can be connected to provide intuitive tools and certain relationship rewards to help prepare for financial futures.4

Bank with ease, from almost anywhere

Our Mobile Banking app5 offers a wide range of resources that you can use at home or on the go.

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