Your road to financial independence in the U.S. begins here. We’re here to make your journey easier with the vital information, resources and support you need to get started banking.
You must meet the following eligibility requirements:
*Permanent resident: Green card (or permanent resident card) holders who are authorized to live and work in the United States on a permanent basis
Following are the required documents you’ll need to bring to the Bank of America financial center in order to open your bank account. You’ll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.
You will need two forms of identification — a primary ID and a secondary ID.
Foreign Tax Identification Number (FTIN)
An FTIN issued by a country other than the U.S. A U.S. TIN/ITIN is not required unless you’ve been issued one.
Set an appointment to meet with an associate at a financial center. Please bring all the required identification and documents shown above to your appointment. We look forward to welcoming you to Bank of America.
Yes, international students can open a bank account in the U.S. When you open a bank account at Bank of America, you’ll need to provide two forms of identification, a tax identification number and documents that show proof of both a foreign and U.S. address.
When opening a bank account at Bank of America, you’ll need to provide the following:
Yes, international students can open a checking, savings or other deposit account without a parent being present. However, the student must be at least 18 years old and the process of opening a bank account may vary depending on the bank and the state.
You can send international and domestic wire transfers using our Mobile Banking1 app and Online Banking. You can send money in 140+ currencies to over 200 countries,2 and there is no outbound wire transfer fee if it is sent in foreign currency, but exchange rate markups apply.3
Having domestic bank accounts up and running can make for a smoother adjustment to university. As an international student, having U.S. checking, savings and credit card accounts can help you eliminate foreign transaction fees and gain convenient ways to pay for books, food, rent and other essentials. You’ll also be on your way to building a credit history, which may make it easier to borrow money in the future.
With our $0 Liability Guarantee, you'll get peace of mind knowing you're not responsible for unauthorized transactions made by others using your Bank of America debit card when reported promptly.4 You can also deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.5 Plus, you’ll be able to earn cash back with BankAmeriDeals®6 at select restaurants and stores when you pay with your eligible Bank of America debit or credit card.
Bank of America has many financial centers and ATMs conveniently located throughout the U.S. You can find a financial center and ATM by using our locator page below:
English link: https://locators.bankofamerica.com
Spanish link: https://es-locators.bankofamerica.com
Ready to open your Bank of America Advantage Banking account? Meet with a specialist at one of our many financial centers. Simply pick a time and location that’s convenient for you.
Whether or not you speak English proficiently, Bank of America is ready to provide advice and guidance to meet your financial needs. We have language interpretation services that allow us to assist you in over 206 languages. Simply visit your nearest financial center and request interpretation services for the language you’re most comfortable speaking. It’s part of our commitment to helping you build a strong financial foundation.
Explore these educational articles, videos and resources to navigate banking in the U.S. and achieve your best financial life here in the States.
