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Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices powered by the Digital Advertising Alliance or through the Network Advertising Initiative's Opt-Out Tool. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

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Overview
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New to banking in the U.S.? We’ve got you covered.

At Bank of America, we’re committed to helping you make a smooth transition to banking here in the U.S. We have the solutions, tools and expertise to help you through every stage of your financial life, from opening a new bank account to achieving new financial goals.

Start your new banking relationship today

Bank of America Advantage Banking gives you the flexibility you deserve with distinct accounts to help meet you wherever you are on your journey. Enjoy access to our wide range of banking tools and services like Online Banking, our Mobile Banking app,¹ debit cards and digital wallets.

Bank of America Advantage SafeBalance Banking®

Enjoy simple banking with an easy-to-use experience that lets you focus on the basics.

Bank of America Advantage Plus Banking®

If you’re looking for flexible banking, Advantage Plus has options and features to help meet your needs.

Bank of America Advantage Relationship Banking®

Enjoy comprehensive banking to make the most of your banking relationship.

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Bank simply and conveniently on your own schedule

- Mobile¹ and Online Banking give you easy access to your accounts from almost anywhere so you can bank with confidence on your schedule to accomplish more.
- Domestic and international wire transfers made easy
  Send wire transfers in 140+ currencies to over 200 countries.² No outbound transfer fee if sent in foreign currency, but exchange rate markups apply.³ Available in English and Spanish.
- Send money with Zelle® — fast with no fees in our app and Online Banking⁴

Learn more about Mobile Banking >

Choose the path for your financial journey in the U.S.

Whether you’re coming to the U.S. for a new job, a new home or a new school, we can provide you with the financial solutions you need to make a strong start. Choose the path that best fits your situation.

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New to the U.S.? Open a bank account now.

Get started >

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Open a bank account as an international student

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Make your appointment today

Ready to open a checking account? Once you’ve confirmed your eligibility and collected your required documents, you can meet with a specialist at one of our many financial centers.

Schedule an appointment

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Ready to help you in your language

Whether or not you speak English proficiently, Bank of America is ready to provide advice and guidance to meet your financial needs. We have language interpretation services that allow us to assist you in over 206 languages. Simply visit your nearest financial center and request interpretation services for the language you’re most comfortable speaking. It’s part of our commitment to help you build a strong financial foundation.

1

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

2

Fees apply to outbound domestic wire transfers and international wire transfers sent in U.S. dollars.

3

We do not charge a transfer fee for outbound international wire transfers sent in foreign currency, but there are markups associated with currency conversion which are included in the Bank of America, N.A. exchange rate and we may make money from the foreign currency exchange. Exchange rates are determined by Bank of America in its sole discretion.

Other financial institutions involved may charge fees and deduct their fees from the amount of the wire transfer. When deciding between sending in foreign currency or U.S. Dollars, you should consider factors that impact the total cost to send or the amount available after transfer such as exchange rates and other fees. See the Personal Schedule of Fees and Online Banking Service Agreement for details. Data connection required. Carrier fees may apply.

4

Zelle® should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle® to send money to those you do not know. Transfers require enrollment in the service with a U.S. checking or savings account and must be made from an eligible Bank of America consumer or business deposit account. Transactions between enrolled users typically occur in minutes and Bank of America does not charge a transfer fee. We will send you an email alert with transaction details after you send money using Zelle®. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle® offers purchase protection for payments made with Zelle®. Please treat Zelle® payments like cash, once you send the money, you are unlikely to get it back – for example, you do not receive the item you paid for using Zelle® or the item received is not as described. Regular account fees apply. In some circumstances, you may not be able to enroll in Zelle® immediately.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Bank of America Advantage SafeBalance Banking, Bank of America Advantage Plus Banking, Bank of America Advantage Relationship Banking, Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.

Deposit products and services are provided by Bank of America, N.A. and affiliated banks. Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

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