Managing spending

Find your spending strategy

Today’s needs matter as much as tomorrow’s goals. Bank of America has resources to help you manage your everyday spending, so you have the power to do even more.

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Spend smarter You’re the boss of your finances

Take control of your finances and learn how to avoid Overdraft Item Fees1 with a Bank of America checking account that works for your needs.

Confidently plan for what’s next

Get a weekly snapshot of month-to-date spending easily, search transactions, manage cards and much more.

Track spending with Erica®2

Your virtual financial assistant can help you understand your spending habits by identifying subscriptions and recurring charges.

Understand your daily finances

Our Spending & Budgeting Tool3 can help you see how you’re doing with your budget.

Manage your money

Make the most of what you’ve earned: create a budget, set goals and tackle debt.

Explore alternative ways to budget

There are other options, like the envelope method and money management apps.

Manage family finances Multifaceted finances for multigenerational families

Whether you're a caretaker, growing your family or raising financially savvy kids — our resources can help guide your path forward.

Educational content provided by Better Money Habits®

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Guide students and young adults

Empower the next generation with products to help them on their way to financial independence.

Learn more

Support aging parents

Ease into the process of managing your parent’s finances, starting with that first conversation.

Explore more ways

Keep track of it all

Set up your Online or Mobile Banking dashboard to keep tabs on your family's finances.

Make it convenient