Community Reinvestment Act

CRA Public File

At Bank of America, we're committed to creating opportunities in the communities we serve by meeting customers’ credit needs, including low- and moderate-income individuals and neighborhoods. We have a clear purpose to make financial lives better for our clients and the communities we serve and are committed to helping consumers achieve their financial goals.

We're making available for review online our Community Reinvestment Act (CRA) Public File. Below you'll find each of the components of the Bank’s CRA Public File.  

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CRA Performance Evaluation

A copy of the public section of the bank’s most recent CRA performance evaluation prepared by the Office of the Comptroller of the Currency.  [PDF]

Assessment Area Maps

A map of each assessment area showing the boundaries of the area. [PDF]

Assessment Area List

A list of each assessment area identifying the census tracts contained in the area. [PDF]

Products and Services List

A list of retail banking services including available loan and deposit products generally offered at the bank’s branches.  [PDF]

Fee Schedules

A list of retail banking fees for the products and services offered at the bank's branches.

  • Personal Schedule of Fees  [PDF]
  • Personal Miscellaneous Fees  [PDF]
  • Business Schedule of Fees  [PDF]
  • Business Miscellaneous Fees  [PDF]
  • Deposit Agreement and Disclosures  [PDF]

Financial Center List with Hours of Operation
A list of the bank’s branches, their street address, hours of operation and census tracts. [PDF]

Financial Center Openings
A list of branches opened by the bank.  [PDF]

Financial Center Closings
A list of branches closed by the bank.  [PDF]

Comment Letters

Written comments received from the public related to the bank's performance in helping to meet community credit needs, and any responses.

2024  |  2023  |  2022  

Important notice, comment letters may contain links to a website that is not affiliated with Bank of America and may offer a different privacy policy and level of security. Bank of America is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

CRA Disclosure Statement Notice [PDF]

HMDA Disclosure Statement Notice [PDF]

To request copies of any of Bank of America's Public File content listed above, click here to send an email: Bank of America Public File.

Click here to access local market information: Local Presence: Investing In Our Communities