We're here for you, every step of the way
Banking with Bank of America and investing with Merrill can help students and young adults on their journey to financial independence.
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Banking accounts for growing needs
Choose either SafeBalance® for Family Banking for parental controls or SafeBalance Banking® for more features and capabilities. Both accounts offer no monthly maintenance fee until age 251 and no overdraft fees.
Explore savings accounts to help funds grow
Make progress toward your financial future with savings accounts to help get ahead.
Credit cards designed for real life
Compare credit card options for students and start building credit responsibly.
Learn about investing with Merrill
Investing in your future can be a great way to help you pursue your goals. Get intuitive tools, investment insights and guidance to help prepare you for your financial future.2
A variety of resources for all learners
Whether you’re learning the basics or growing wealth, we've got educational resources, financial guidance, banking solutions and digital tools to help support successful money management.
Learn banking essentials
Build your financial foundation or refresh your knowledge with useful tips. Here are some ways we can help you:
- Understand the benefits of a checking account
Discover how to open an account, use mobile banking3 and stay smart about security
- Learn the differences between debit and credit
Smart spending and saving
Get set up for success by developing good money management skills. Find out how to:
- Plan a realistic budget
- Manage cash flows
- Help money grow even more
Build credit and borrow responsibly
Take financial responsibility a step further with information on borrowing money:
- See why credit scores are important
- Learn about credit cards and debt
- Get tips for taking out loans
Powerful digital tools
With our easy-to-use Mobile app and Online Banking, get access to a variety of financial tools. Here are a few ways that may help:
- Set up alerts for low balances and unusual activity.4
- Add your debit card to your digital wallet.
- Meet Erica® your virtual financial assistant.5