Set up your User ID and Password to access your 401(k) on Benefits OnLine®
View this guide in Español.
Screens simulated for illustrative purposes only. Actual experience may differ.
Step 1
Go to Benefits OnLine at the web address provided by Merrill or your employer. Select Create your User ID now.
Please note, your screen may differ from the example shown.
Step 2
Enter your verification information, which may include your Social Security Number, Account Number, or other number assigned by your employer. Then select Continue.
If you are a non-U.S. citizen working outside the U.S. and have a 9-digit identification number from your employer, enter it as your Assigned Account Number, then select Continue.
Step 3
If you entered your Social Security/Assigned Account Number, then enter your security information and once complete select Continue.
Step 4
Create your User ID and Password for Benefits OnLine by filling in each box shown on the screen. Select Continue once completed.
Step 5
Select security questions from the dropdown lists. Answer the questions and confirm your responses. Select Continue.
Step 6
Review your information. Select Back to make changes or Submit to complete your account set up. You can use your new User ID and Password to log in to Benefits OnLine.
Your Benefits OnLine account gives you secure access to your 401(k) anytime, anywhere.
Thank you for taking the time to set up your account.
Access your Benefits OnLine account on the go
Visit the app store on your mobile device or log in to benefits.ml.com
