My Credit1 — your FICO® Score2 and credit monitoring tool
Get alerts, view your credit report and more — free with My Credit.
Plus enhanced fraud and identity monitoring tools, available exclusively for BofA Rewards™ members. Learn more.
FICO® Score
Get your FICO® Score and see which factors are impacting it. Use the FICO® Score Planner to help achieve your score goal. Get email alerts when your score changes or when you reach certain goals
Personalized insights
See which specific factors are impacting your credit score, including:
- Payment history
- Amount of debt
- Length of credit history
- Amount of new credit
- Credit mix
Credit Score history
View your credit score history and what's causing changes in your FICO® Score each month.
Credit report
View up-to-date details of your credit report, including:
- Credit inquiries
- Revolving credit accounts
- Collection accounts
- Real estate credit accounts
Resource Center
Security Center
Learn red flags of trending scams and how you can help to prevent fraud and identity theft.
Financial Wellness Tools
Build your financial foundation with personalized support, easy-to-use digital tools and solutions.
